1. Purchase the current edition.
2. Print it out, read, fill in the blanks and sign.
3. FAX it to the collection agency, send it certified mail or both.
(Personally, I always just FAX them.)
4, You can use a FREE FAX service like www.faxzero.com
5. Sit back, relax and enjoy the peace of mind.
6. contact me if you have questions. (Click Contact Us)
Question: Why is CollectionShield an ETHICAL approach to debt?
Answer: The CollectionShield program is 100% ETHICAL and legal for two reasons.
1. When a person owes a debt to a creditor, they owe the creditor, not the
third party collection agency. In fact, there is NO law, rule or regulation
that requires any person be forced to work with a collection agency. If one
owes a debt to a creditor, that is who the debt is owed to. Payment should
be made, or sufficient payment arrangements agreed to, between the
creditor and the debtor.
2. According to the Bible, the Word of God, Proverbs 27:12 states:
A prudent man sees evil and hides himself, The naive proceed and pay the
penalty. When you pay a collection agency, you falling for the evil and not
protecting your right to not pay excess fees, charges or give your hard
earned money to a den of snakes. Much like the old days of "loan sharks,"
the bill collector has become the "enforcer" of the creditor. When you utilize
the CollectionShield program, you retain your rights, keep your money and
if the creditor wants money that one may owe, then they have to deal just
with the debtor. These third party collectors are making money off a debtor
without really having a service that the debtor pays for. This is 100% a
scam, and the collection agencies keep amassing millions and millions of
dollars that they have zero right to, often relying on the naive inability of the
debtor to understand they are being harassed, lied to and often threatened
into forking over their hard earned cash.
Did you know that the credit reporting bureaus (credit reporting agencies,) follow a Biblical command? Yes, we find that in Deuteronomy 15:1-2 : "At the end of every seven years you shall grant a remission of debts. "This is the manner of remission: every creditor shall release what he has loaned to his neighbor; he shall not exact it of his neighbor and his brother, because the LORD'S remission has been proclaimed."
Most bad debts can be reported on your credit for 7 years, after which time, they automatically come off. In addition, when a collection agency reports a negative file on your bureaus, stating that the account has been assigned to their collection agency, it can really harm your credit. However, CollectionShield helps to not only get the collection agency to stop calling, mailing or harassing you, it also helps to get the entire assignment OFF of your credit reports, usually within 30-90 days, not 7 years.