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HOW TO USE CollectionShield.
​1. Purchase the current edition.

2. Print it out, read, fill in the blanks and sign.

3. FAX it to the collection agency, send it certified mail or both.
   (Personally, I always just FAX them.)

4, You can use a FREE FAX service like

5. Sit back, relax and enjoy the peace of mind.

6. contact me if you have questions. (Click Contact Us)
100% Ethical. Christian Approved. Scripture Backed.
Question: Why is CollectionShield an ETHICAL approach to debt?

Answer:  The CollectionShield program is 100% ETHICAL and legal for two reasons. 
               1. When a person owes a debt to a creditor, they owe the creditor, not the
                   third party collection agency. In fact, there is NO law, rule or regulation
                   that requires any person be forced to work with a collection agency. If one
                   owes a debt to a creditor, that is who the debt is owed to. Payment should
                   be made, or sufficient payment arrangements agreed to, between the 
                   creditor and the debtor. 

                2. According to the Bible, the Word of God, Proverbs 27:12 states:
                    A prudent man sees evil and hides himself, The naive proceed and pay the 
                    penalty. When you pay a collection agency, you falling for the evil and not
                    protecting your right to not pay excess fees, charges or give your hard
                    earned money to a den of snakes. Much like the old days of "loan sharks," 
                    the bill collector has become the "enforcer" of the creditor. When you utilize
                    the CollectionShield program, you retain your rights, keep your money and
                    if the creditor wants money that one may owe, then they have to deal just
                    with the debtor. These third party collectors are making money off a debtor
                    without really having a service that the debtor pays for. This is 100% a 
                    scam, and the collection agencies keep amassing millions and millions of
                    dollars that they have zero right to, often relying on the naive inability of the
                    debtor to understand they are being harassed, lied to and often threatened
                    into forking over their hard earned cash.

Did you know that the credit reporting bureaus (credit reporting agencies,) follow a Biblical command? Yes, we find that in Deuteronomy 15:1-2 : "At the end of every seven years you shall grant a remission of debts. "This is the manner of remission: every creditor shall release what he has loaned to his neighbor; he shall not exact it of his neighbor and his brother, because the LORD'S remission has been proclaimed."

Most bad debts can be reported on your credit for 7 years, after which time, they automatically come off. In addition, when a collection agency reports a negative file on your bureaus, stating that the account has been assigned to their collection agency, it can really harm your credit. However, CollectionShield helps to not only get the collection agency to stop calling, mailing or harassing you, it also helps to get the entire assignment OFF of your credit reports, usually within 30-90 days, not 7 years.